About the Authors
Natika Jain, Asst. Professor, (M.com,M.phil, MBA (Finance), DTM, CPCM). She has extensive experience of 8 years St.Francis Institute of Management and Research, Borivili (w)
Sandeep Poddar, Asst. Professor, HOD (Commerce) (M.com, M.phil, PGDM, DFM,SLET,). He has extensive experience of 9 years S.P.D.T.Lion's Juhu college of Arts, commerce & science, Andheri (E).
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