Finanzas bÃblicas: Cambia tú y cambiarán tus finanzas (Spanish Edition)
Finanzas bÃblicas: Cambia tú y cambiarán tus finanzas (Spanish Edition)
Overview
Description
En un mar de consejos financieros, hay tan solo un camino para resolver, de una vez por todas, tus problemas de dinero. Transforma tu futuro financiero al permitir que estas sencillas verdades bíblicas penetren en tu corazón y cambien tu perspectiva respecto a las finanzas personales.
Muchos de nosotros, si no todos, hemos enfrentado estrés financiero. En Finanzas bíblicas, el renombrado pastor y economista Héctor Salcedo, nos desafía a ver más allá de los consejos financieros tradicionales, los cuales a menudo producen solo cambios pasajeros, y más bien nos anima a cambiar nosotros, en nuestro interior; renovar nuestro entendimiento y permitir que esto informe nuestras prioridades y nuestras acciones.
En Finanzas bíblicas, Héctor Salcedo nos lleva por una travesía bíblica que propone:
- Mostrar que las dificultades financieras tienen, en su mayoría, un origen que responde a un desvío del carácter.
- Exponer nuestra sutil pero fuerte inclinación a la avaricia; es decir, a acumular posesiones materiales.
- Desenmascarar la razón de dicha avaricia, que no es más que nuestra equivocada idea de que la abundancia de bienes produce plenitud de vida.
- Demostrar que la generosidad, lejos de «restarnos», nos suma.
- Mostrar cómo manejar las finanzas de forma tal que honremos a Dios.
El libro concluye con algunos consejos prácticos relacionados con:
- El incremento de tus ingresos
- La evaluación de oportunidades de negocios que incluyen las compañías de mercadeo de multinivel
- Las inversiones
- La criptomoneda
- La creación de un presupuesto familiar
- El endeudamiento por la compra de una casa o un vehículo
Mientras muchos se enfocan en resolver sus problemas financieros siguiendo el consejo de gurús o prueban la más reciente herramienta de presupuestos personales, el cambio duradero empieza en nuestro interior. Permite que estas verdades bíblicas penetren en tu corazón y transformen tu perspectiva sobre las finanzas; y cambia así, tu futuro financiero.
Biblical Finances
In a sea of financial advice, there is the only one way to truly solve your money problems. Transform your financial future by allowing these simple Biblical truths to penetrate your heart and shift your view on personal finances.
Many, if not all of us, at one time or another, face financial stress. "Biblical Finances," from renowned Pastor and economist, Hector Salcedo, challenges us to look beyond the traditional financial advice, which often produces only temporary change. Instead, the author encourages us to aim for lasting change by going on a Biblical journey with him.
In this book, Hector will show you:
- How your financial difficulties are often directly tied to your character
- How saving is for the wise
- How your desire for material possessions is often based on the misguided idea that owning these things will bring happiness
- How contentment can cure your financial deficit
- How generosity ADDS to your life and does not take away
The book concludes with some practical advice related to:
- Increasing your income
- Evaluating business opportunities including multi-level marketing companies
- Investing
- Cryptocurrency
- Creating a family budget
- Getting into debt with a home or auto purchase
About the Author
sirve como pastor ejecutivo en la Iglesia Bautista Internacional IBI de Santo Domingo, República Dominicana. Es economista de profesión y pastor de corazón. Posee una maestría en Estudios Bíblicos en el tradicional Moody Bible Institute de Chicago. Como economista, cursó estudios de Maestría en Macroeconomía Aplicada en Chile a mediados de los años 90 para ejercer dicha profesión durante casi 15 años en el medio económico-empresarial. Ha laborado desde los inicios de la IBI, pasando por diversas asignaciones conforme el crecimiento lo requirió. Desde 2006 es uno de los pastores de la IBI (laIBI.org), y desde 2009 lo ha sido a tiempo completo. Entre sus funciones se encuentran el manejo administrativo y financiero de la IBI y de Ministerios Integridad y Sabiduría. Asimismo, está a cargo del Ministerio de jóvenes adultos de la IBI [M-Aquí]. Es uno de los pastores que predica en la IBI. De hecho, la enseñanza de la Palabra de Dios es su mayor pasión, sobre todo su aplicación práctica a la vida. Está casado con Chárbela El Hage y tiene dos hijos: Elías y Daniel.
Condition Guidelines
Books - New and Used
The following guidelines apply to books:
- New: A brand-new copy with cover and original protective wrapping intact. Books with markings of any kind on the cover or pages, books marked as "Bargain" or "Remainder," or with any other labels attached, may not be listed as New condition.
- Used - Good: All pages and cover are intact (including the dust cover, if applicable). Spine may show signs of wear. Pages may include limited notes and highlighting. May include "From the library of" labels. Shrink wrap, dust covers, or boxed set case may be missing. Item may be missing bundled media.
- Used - Acceptable: All pages and the cover are intact, but shrink wrap, dust covers, or boxed set case may be missing. Pages may include limited notes, highlighting, or minor water damage but the text is readable. Item may but the dust cover may be missing. Pages may include limited notes and highlighting, but the text cannot be obscured or unreadable.
Note: Some electronic material access codes are valid only for one user. For this reason, used books, including books listed in the Used – Like New condition, may not come with functional electronic material access codes.
Shipping & Delivery
Shipping Fees
- Stevens Books offers FREE SHIPPING everywhere in the United States for ALL non-book orders, and $3.99 for each book.
- Packages are shipped from Monday to Friday.
- No additional fees and charges.
Delivery Times
The usual time for processing an order is 24 hours (1 business day), but may vary depending on the availability of products ordered. This period excludes delivery times, which depend on your geographic location.
Estimated delivery times:
- Standard Shipping: 5-8 business days
- Expedited Shipping: 3-5 business days
Shipping method varies depending on what is being shipped.
Tracking
All orders are shipped with a tracking number. Once your order has left our warehouse, a confirmation e-mail with a tracking number will be sent to you. You will be able to track your package at all times.
Damaged Parcel
If your package has been delivered in a PO Box, please note that we are not responsible for any damage that may result (consequences of extreme temperatures, theft, etc.).
If you have any questions regarding shipping or want to know about the status of an order, please contact us or email to support@stevensbooks.com.
Returns & Refunds
You may return most items within 30 days of delivery for a full refund.
To be eligible for a return, your item must be unused and in the same condition that you received it. It must also be in the original packaging.
Several types of goods are exempt from being returned. Perishable goods such as food, flowers, newspapers or magazines cannot be returned. We also do not accept products that are intimate or sanitary goods, hazardous materials, or flammable liquids or gases.
Additional non-returnable items:
- Gift cards
- Downloadable software products
- Some health and personal care items
To complete your return, we require a tracking number, which shows the items which you already returned to us.
There are certain situations where only partial refunds are granted (if applicable)
- Book with obvious signs of use
- CD, DVD, VHS tape, software, video game, cassette tape, or vinyl record that has been opened
- Any item not in its original condition, is damaged or missing parts for reasons not due to our error
- Any item that is returned more than 30 days after delivery
Items returned to us as a result of our error will receive a full refund,some returns may be subject to a restocking fee of 7% of the total item price, please contact a customer care team member to see if your return is subject. Returns that arrived on time and were as described are subject to a restocking fee.
Items returned to us that were not the result of our error, including items returned to us due to an invalid or incomplete address, will be refunded the original item price less our standard restocking fees.
If the item is returned to us for any of the following reasons, a 15% restocking fee will be applied to your refund total and you will be asked to pay for return shipping:
- Item(s) no longer needed or wanted.
- Item(s) returned to us due to an invalid or incomplete address.
- Item(s) returned to us that were not a result of our error.
You should expect to receive your refund within four weeks of giving your package to the return shipper, however, in many cases you will receive a refund more quickly. This time period includes the transit time for us to receive your return from the shipper (5 to 10 business days), the time it takes us to process your return once we receive it (3 to 5 business days), and the time it takes your bank to process our refund request (5 to 10 business days).
If you need to return an item, please Contact Us with your order number and details about the product you would like to return. We will respond quickly with instructions for how to return items from your order.
Shipping Cost
We'll pay the return shipping costs if the return is a result of our error (you received an incorrect or defective item, etc.). In other cases, you will be responsible for paying for your own shipping costs for returning your item. Shipping costs are non-refundable. If you receive a refund, the cost of return shipping will be deducted from your refund.
Depending on where you live, the time it may take for your exchanged product to reach you, may vary.
If you are shipping an item over $75, you should consider using a trackable shipping service or purchasing shipping insurance. We don’t guarantee that we will receive your returned item.
Overview
Description
En un mar de consejos financieros, hay tan solo un camino para resolver, de una vez por todas, tus problemas de dinero. Transforma tu futuro financiero al permitir que estas sencillas verdades bíblicas penetren en tu corazón y cambien tu perspectiva respecto a las finanzas personales.
Muchos de nosotros, si no todos, hemos enfrentado estrés financiero. En Finanzas bíblicas, el renombrado pastor y economista Héctor Salcedo, nos desafía a ver más allá de los consejos financieros tradicionales, los cuales a menudo producen solo cambios pasajeros, y más bien nos anima a cambiar nosotros, en nuestro interior; renovar nuestro entendimiento y permitir que esto informe nuestras prioridades y nuestras acciones.
En Finanzas bíblicas, Héctor Salcedo nos lleva por una travesía bíblica que propone:
- Mostrar que las dificultades financieras tienen, en su mayoría, un origen que responde a un desvío del carácter.
- Exponer nuestra sutil pero fuerte inclinación a la avaricia; es decir, a acumular posesiones materiales.
- Desenmascarar la razón de dicha avaricia, que no es más que nuestra equivocada idea de que la abundancia de bienes produce plenitud de vida.
- Demostrar que la generosidad, lejos de «restarnos», nos suma.
- Mostrar cómo manejar las finanzas de forma tal que honremos a Dios.
El libro concluye con algunos consejos prácticos relacionados con:
- El incremento de tus ingresos
- La evaluación de oportunidades de negocios que incluyen las compañías de mercadeo de multinivel
- Las inversiones
- La criptomoneda
- La creación de un presupuesto familiar
- El endeudamiento por la compra de una casa o un vehículo
Mientras muchos se enfocan en resolver sus problemas financieros siguiendo el consejo de gurús o prueban la más reciente herramienta de presupuestos personales, el cambio duradero empieza en nuestro interior. Permite que estas verdades bíblicas penetren en tu corazón y transformen tu perspectiva sobre las finanzas; y cambia así, tu futuro financiero.
Biblical Finances
In a sea of financial advice, there is the only one way to truly solve your money problems. Transform your financial future by allowing these simple Biblical truths to penetrate your heart and shift your view on personal finances.
Many, if not all of us, at one time or another, face financial stress. "Biblical Finances," from renowned Pastor and economist, Hector Salcedo, challenges us to look beyond the traditional financial advice, which often produces only temporary change. Instead, the author encourages us to aim for lasting change by going on a Biblical journey with him.
In this book, Hector will show you:
- How your financial difficulties are often directly tied to your character
- How saving is for the wise
- How your desire for material possessions is often based on the misguided idea that owning these things will bring happiness
- How contentment can cure your financial deficit
- How generosity ADDS to your life and does not take away
The book concludes with some practical advice related to:
- Increasing your income
- Evaluating business opportunities including multi-level marketing companies
- Investing
- Cryptocurrency
- Creating a family budget
- Getting into debt with a home or auto purchase
About the Author
sirve como pastor ejecutivo en la Iglesia Bautista Internacional IBI de Santo Domingo, República Dominicana. Es economista de profesión y pastor de corazón. Posee una maestría en Estudios Bíblicos en el tradicional Moody Bible Institute de Chicago. Como economista, cursó estudios de Maestría en Macroeconomía Aplicada en Chile a mediados de los años 90 para ejercer dicha profesión durante casi 15 años en el medio económico-empresarial. Ha laborado desde los inicios de la IBI, pasando por diversas asignaciones conforme el crecimiento lo requirió. Desde 2006 es uno de los pastores de la IBI (laIBI.org), y desde 2009 lo ha sido a tiempo completo. Entre sus funciones se encuentran el manejo administrativo y financiero de la IBI y de Ministerios Integridad y Sabiduría. Asimismo, está a cargo del Ministerio de jóvenes adultos de la IBI [M-Aquí]. Es uno de los pastores que predica en la IBI. De hecho, la enseñanza de la Palabra de Dios es su mayor pasión, sobre todo su aplicación práctica a la vida. Está casado con Chárbela El Hage y tiene dos hijos: Elías y Daniel.
Condition Guidelines
Books - New and Used
The following guidelines apply to books:
- New: A brand-new copy with cover and original protective wrapping intact. Books with markings of any kind on the cover or pages, books marked as "Bargain" or "Remainder," or with any other labels attached, may not be listed as New condition.
- Used - Good: All pages and cover are intact (including the dust cover, if applicable). Spine may show signs of wear. Pages may include limited notes and highlighting. May include "From the library of" labels. Shrink wrap, dust covers, or boxed set case may be missing. Item may be missing bundled media.
- Used - Acceptable: All pages and the cover are intact, but shrink wrap, dust covers, or boxed set case may be missing. Pages may include limited notes, highlighting, or minor water damage but the text is readable. Item may but the dust cover may be missing. Pages may include limited notes and highlighting, but the text cannot be obscured or unreadable.
Note: Some electronic material access codes are valid only for one user. For this reason, used books, including books listed in the Used – Like New condition, may not come with functional electronic material access codes.
Shipping & Delivery
Shipping Fees
- Stevens Books offers FREE SHIPPING everywhere in the United States for ALL non-book orders, and $3.99 for each book.
- Packages are shipped from Monday to Friday.
- No additional fees and charges.
Delivery Times
The usual time for processing an order is 24 hours (1 business day), but may vary depending on the availability of products ordered. This period excludes delivery times, which depend on your geographic location.
Estimated delivery times:
- Standard Shipping: 5-8 business days
- Expedited Shipping: 3-5 business days
Shipping method varies depending on what is being shipped.
Tracking
All orders are shipped with a tracking number. Once your order has left our warehouse, a confirmation e-mail with a tracking number will be sent to you. You will be able to track your package at all times.
Damaged Parcel
If your package has been delivered in a PO Box, please note that we are not responsible for any damage that may result (consequences of extreme temperatures, theft, etc.).
If you have any questions regarding shipping or want to know about the status of an order, please contact us or email to support@stevensbooks.com.
Returns & Refunds
You may return most items within 30 days of delivery for a full refund.
To be eligible for a return, your item must be unused and in the same condition that you received it. It must also be in the original packaging.
Several types of goods are exempt from being returned. Perishable goods such as food, flowers, newspapers or magazines cannot be returned. We also do not accept products that are intimate or sanitary goods, hazardous materials, or flammable liquids or gases.
Additional non-returnable items:
- Gift cards
- Downloadable software products
- Some health and personal care items
To complete your return, we require a tracking number, which shows the items which you already returned to us.
There are certain situations where only partial refunds are granted (if applicable)
- Book with obvious signs of use
- CD, DVD, VHS tape, software, video game, cassette tape, or vinyl record that has been opened
- Any item not in its original condition, is damaged or missing parts for reasons not due to our error
- Any item that is returned more than 30 days after delivery
Items returned to us as a result of our error will receive a full refund,some returns may be subject to a restocking fee of 7% of the total item price, please contact a customer care team member to see if your return is subject. Returns that arrived on time and were as described are subject to a restocking fee.
Items returned to us that were not the result of our error, including items returned to us due to an invalid or incomplete address, will be refunded the original item price less our standard restocking fees.
If the item is returned to us for any of the following reasons, a 15% restocking fee will be applied to your refund total and you will be asked to pay for return shipping:
- Item(s) no longer needed or wanted.
- Item(s) returned to us due to an invalid or incomplete address.
- Item(s) returned to us that were not a result of our error.
You should expect to receive your refund within four weeks of giving your package to the return shipper, however, in many cases you will receive a refund more quickly. This time period includes the transit time for us to receive your return from the shipper (5 to 10 business days), the time it takes us to process your return once we receive it (3 to 5 business days), and the time it takes your bank to process our refund request (5 to 10 business days).
If you need to return an item, please Contact Us with your order number and details about the product you would like to return. We will respond quickly with instructions for how to return items from your order.
Shipping Cost
We'll pay the return shipping costs if the return is a result of our error (you received an incorrect or defective item, etc.). In other cases, you will be responsible for paying for your own shipping costs for returning your item. Shipping costs are non-refundable. If you receive a refund, the cost of return shipping will be deducted from your refund.
Depending on where you live, the time it may take for your exchanged product to reach you, may vary.
If you are shipping an item over $75, you should consider using a trackable shipping service or purchasing shipping insurance. We don’t guarantee that we will receive your returned item.
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