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The 5 Money Conversations to Have with Your Kids at Every Age and Stage

Paperback |English |0849964792 | 9780849964794

The 5 Money Conversations to Have with Your Kids at Every Age and Stage

Paperback |English |0849964792 | 9780849964794
Overview

"To teach a child about money, you must first know his or her Money Personality. Your Money Relationship with your kids has nothing to do with how much you spend on them. It has nothing to do with how much you've saved for college or the allowance you give. It has nothing to do with how much debt you have or how much you've invested. Those are your financial arrangements, and this book is not going to spend much time discussing those.Instead, it's going to dig into what really makes or breaks a family in any area: relationships. After all, you can have a great budget, a healthy college fund, a great system for doling out allowances, but if you are constantly bickering with your kids about their spending, missing out on making memories now in order to fund their futures, well, you've hit the wrong target. You might have a solid financial future, but you'll have a family that can barely be in a room together without fighting.That's why this book is going to focus on the Money, Personality, relationship between you and your kids. Is your child a Spender? What does this mean for him at age 5? 12? 18? Or perhaps she is a Saver, Risk Taker, or even a Flyer? Will the same money conversations work with each different personality? Of course not. And understanding how to navigate these different personalities will be the best advice you've ever received on training up your children in the way they should go"--
ISBN: 0849964792
ISBN13: 9780849964794
Author: Scott Palmer, Bethany Palmer
Publisher: Thomas Nelson
Format: Paperback
PublicationDate: 2015-01-06
Language: English
PageCount: 262
Dimensions: 5.5 x 0.75 x 8.38 inches
Weight: 11.2 ounces


Raise your hand if your parents had the talk with you. No, not that talk. We mean the money talk.

Money affects you and your kids every day. Now there's a way to talk about money in a way that actually brings your family closer.

With two kids of our own, we suspect our parenting goals are likely the same as yours--no spoiled brats, no crippling debt, and kids who know a dollar actually takes work. That's why we wrote this book.


The 5 Money Conversations to Have with Your Kids at Every Age and Stage offers practical advice for dealing with three age groups (5-12, 13-17, and 18 and beyond). It is the parenting how to book you don't want to live without.

  • Conquer the 5 toughest money conversations to have with your kids

  • Discover your kids' Money Personalities by taking the age-based Money Personalities Assessment (access code included inside)

  • Learn their Money Languages so you can be heard

We give you relationship secrets, share our experiences, and make it fun. Whether your kids are 5 or 25, this book will change the course of your family forever!


Money affects you and your kids every day. Now there's a way to talk about money in a way that actually brings your family closer.

With two kids of our own, we suspect our parenting goals are likely the same as yours--no spoiled brats, no crippling debt, and kids who know a dollar actually takes work. That's why we wrote this book.


The 5 Money Conversations to Have with Your Kids at Every Age and Stage offers practical advice for dealing with three age groups (5-12, 13-17, and 18 and beyond). It is the parenting how to book you don't want to live without.

  • Conquer the 5 toughest money conversations to have with your kids

  • Discover your kids' Money Personalities by taking the age-based Money Personalities Assessment (access code included inside)

  • Learn their Money Languages so you can be heard

We give you relationship secrets, share our experiences, and make it fun. Whether your kids are 5 or 25, this book will change the course of your family forever!


Scott and Bethany Palmer, The Money Couple, have dedicated their lives to "helping others strengthen their relationships" with the 5 Money Personalities. With forty-three years of combined financial planning experience, they launched "The Money Couple" and are regulars on national TV and radio and speak internationally about love and money. Scott and Bethany enjoy an active lifestyle with their two young sons, Cole and Cade.

Books - New and Used

The following guidelines apply to books:

  • New: A brand-new copy with cover and original protective wrapping intact. Books with markings of any kind on the cover or pages, books marked as "Bargain" or "Remainder," or with any other labels attached, may not be listed as New condition.
  • Used - Good: All pages and cover are intact (including the dust cover, if applicable). Spine may show signs of wear. Pages may include limited notes and highlighting. May include "From the library of" labels. Shrink wrap, dust covers, or boxed set case may be missing. Item may be missing bundled media.
  • Used - Acceptable: All pages and the cover are intact, but shrink wrap, dust covers, or boxed set case may be missing. Pages may include limited notes, highlighting, or minor water damage but the text is readable. Item may but the dust cover may be missing. Pages may include limited notes and highlighting, but the text cannot be obscured or unreadable.

Note: Some electronic material access codes are valid only for one user. For this reason, used books, including books listed in the Used – Like New condition, may not come with functional electronic material access codes.

Shipping Fees

  • Stevens Books offers FREE SHIPPING everywhere in the United States for ALL non-book orders, and $3.99 for each book.
  • Packages are shipped from Monday to Friday.
  • No additional fees and charges.

Delivery Times

The usual time for processing an order is 24 hours (1 business day), but may vary depending on the availability of products ordered. This period excludes delivery times, which depend on your geographic location.

Estimated delivery times:

  • Standard Shipping: 5-8 business days
  • Expedited Shipping: 3-5 business days

Shipping method varies depending on what is being shipped.  

Tracking
All orders are shipped with a tracking number. Once your order has left our warehouse, a confirmation e-mail with a tracking number will be sent to you. You will be able to track your package at all times. 

Damaged Parcel
If your package has been delivered in a PO Box, please note that we are not responsible for any damage that may result (consequences of extreme temperatures, theft, etc.). 

If you have any questions regarding shipping or want to know about the status of an order, please contact us or email to support@stevensbooks.com.

You may return most items within 30 days of delivery for a full refund.

To be eligible for a return, your item must be unused and in the same condition that you received it. It must also be in the original packaging.

Several types of goods are exempt from being returned. Perishable goods such as food, flowers, newspapers or magazines cannot be returned. We also do not accept products that are intimate or sanitary goods, hazardous materials, or flammable liquids or gases.

Additional non-returnable items:

  • Gift cards
  • Downloadable software products
  • Some health and personal care items

To complete your return, we require a tracking number, which shows the items which you already returned to us.
There are certain situations where only partial refunds are granted (if applicable)

  • Book with obvious signs of use
  • CD, DVD, VHS tape, software, video game, cassette tape, or vinyl record that has been opened
  • Any item not in its original condition, is damaged or missing parts for reasons not due to our error
  • Any item that is returned more than 30 days after delivery

Items returned to us as a result of our error will receive a full refund,some returns may be subject to a restocking fee of 7% of the total item price, please contact a customer care team member to see if your return is subject. Returns that arrived on time and were as described are subject to a restocking fee.

Items returned to us that were not the result of our error, including items returned to us due to an invalid or incomplete address, will be refunded the original item price less our standard restocking fees.

If the item is returned to us for any of the following reasons, a 15% restocking fee will be applied to your refund total and you will be asked to pay for return shipping:

  • Item(s) no longer needed or wanted.
  • Item(s) returned to us due to an invalid or incomplete address.
  • Item(s) returned to us that were not a result of our error.

You should expect to receive your refund within four weeks of giving your package to the return shipper, however, in many cases you will receive a refund more quickly. This time period includes the transit time for us to receive your return from the shipper (5 to 10 business days), the time it takes us to process your return once we receive it (3 to 5 business days), and the time it takes your bank to process our refund request (5 to 10 business days).

If you need to return an item, please Contact Us with your order number and details about the product you would like to return. We will respond quickly with instructions for how to return items from your order.


Shipping Cost


We'll pay the return shipping costs if the return is a result of our error (you received an incorrect or defective item, etc.). In other cases, you will be responsible for paying for your own shipping costs for returning your item. Shipping costs are non-refundable. If you receive a refund, the cost of return shipping will be deducted from your refund.

Depending on where you live, the time it may take for your exchanged product to reach you, may vary.

If you are shipping an item over $75, you should consider using a trackable shipping service or purchasing shipping insurance. We don’t guarantee that we will receive your returned item.

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Overview

"To teach a child about money, you must first know his or her Money Personality. Your Money Relationship with your kids has nothing to do with how much you spend on them. It has nothing to do with how much you've saved for college or the allowance you give. It has nothing to do with how much debt you have or how much you've invested. Those are your financial arrangements, and this book is not going to spend much time discussing those.Instead, it's going to dig into what really makes or breaks a family in any area: relationships. After all, you can have a great budget, a healthy college fund, a great system for doling out allowances, but if you are constantly bickering with your kids about their spending, missing out on making memories now in order to fund their futures, well, you've hit the wrong target. You might have a solid financial future, but you'll have a family that can barely be in a room together without fighting.That's why this book is going to focus on the Money, Personality, relationship between you and your kids. Is your child a Spender? What does this mean for him at age 5? 12? 18? Or perhaps she is a Saver, Risk Taker, or even a Flyer? Will the same money conversations work with each different personality? Of course not. And understanding how to navigate these different personalities will be the best advice you've ever received on training up your children in the way they should go"--
ISBN: 0849964792
ISBN13: 9780849964794
Author: Scott Palmer, Bethany Palmer
Publisher: Thomas Nelson
Format: Paperback
PublicationDate: 2015-01-06
Language: English
PageCount: 262
Dimensions: 5.5 x 0.75 x 8.38 inches
Weight: 11.2 ounces


Raise your hand if your parents had the talk with you. No, not that talk. We mean the money talk.

Money affects you and your kids every day. Now there's a way to talk about money in a way that actually brings your family closer.

With two kids of our own, we suspect our parenting goals are likely the same as yours--no spoiled brats, no crippling debt, and kids who know a dollar actually takes work. That's why we wrote this book.


The 5 Money Conversations to Have with Your Kids at Every Age and Stage offers practical advice for dealing with three age groups (5-12, 13-17, and 18 and beyond). It is the parenting how to book you don't want to live without.

  • Conquer the 5 toughest money conversations to have with your kids

  • Discover your kids' Money Personalities by taking the age-based Money Personalities Assessment (access code included inside)

  • Learn their Money Languages so you can be heard

We give you relationship secrets, share our experiences, and make it fun. Whether your kids are 5 or 25, this book will change the course of your family forever!


Money affects you and your kids every day. Now there's a way to talk about money in a way that actually brings your family closer.

With two kids of our own, we suspect our parenting goals are likely the same as yours--no spoiled brats, no crippling debt, and kids who know a dollar actually takes work. That's why we wrote this book.


The 5 Money Conversations to Have with Your Kids at Every Age and Stage offers practical advice for dealing with three age groups (5-12, 13-17, and 18 and beyond). It is the parenting how to book you don't want to live without.

  • Conquer the 5 toughest money conversations to have with your kids

  • Discover your kids' Money Personalities by taking the age-based Money Personalities Assessment (access code included inside)

  • Learn their Money Languages so you can be heard

We give you relationship secrets, share our experiences, and make it fun. Whether your kids are 5 or 25, this book will change the course of your family forever!


Scott and Bethany Palmer, The Money Couple, have dedicated their lives to "helping others strengthen their relationships" with the 5 Money Personalities. With forty-three years of combined financial planning experience, they launched "The Money Couple" and are regulars on national TV and radio and speak internationally about love and money. Scott and Bethany enjoy an active lifestyle with their two young sons, Cole and Cade.

Books - New and Used

The following guidelines apply to books:

  • New: A brand-new copy with cover and original protective wrapping intact. Books with markings of any kind on the cover or pages, books marked as "Bargain" or "Remainder," or with any other labels attached, may not be listed as New condition.
  • Used - Good: All pages and cover are intact (including the dust cover, if applicable). Spine may show signs of wear. Pages may include limited notes and highlighting. May include "From the library of" labels. Shrink wrap, dust covers, or boxed set case may be missing. Item may be missing bundled media.
  • Used - Acceptable: All pages and the cover are intact, but shrink wrap, dust covers, or boxed set case may be missing. Pages may include limited notes, highlighting, or minor water damage but the text is readable. Item may but the dust cover may be missing. Pages may include limited notes and highlighting, but the text cannot be obscured or unreadable.

Note: Some electronic material access codes are valid only for one user. For this reason, used books, including books listed in the Used – Like New condition, may not come with functional electronic material access codes.

Shipping Fees

  • Stevens Books offers FREE SHIPPING everywhere in the United States for ALL non-book orders, and $3.99 for each book.
  • Packages are shipped from Monday to Friday.
  • No additional fees and charges.

Delivery Times

The usual time for processing an order is 24 hours (1 business day), but may vary depending on the availability of products ordered. This period excludes delivery times, which depend on your geographic location.

Estimated delivery times:

  • Standard Shipping: 5-8 business days
  • Expedited Shipping: 3-5 business days

Shipping method varies depending on what is being shipped.  

Tracking
All orders are shipped with a tracking number. Once your order has left our warehouse, a confirmation e-mail with a tracking number will be sent to you. You will be able to track your package at all times. 

Damaged Parcel
If your package has been delivered in a PO Box, please note that we are not responsible for any damage that may result (consequences of extreme temperatures, theft, etc.). 

If you have any questions regarding shipping or want to know about the status of an order, please contact us or email to support@stevensbooks.com.

You may return most items within 30 days of delivery for a full refund.

To be eligible for a return, your item must be unused and in the same condition that you received it. It must also be in the original packaging.

Several types of goods are exempt from being returned. Perishable goods such as food, flowers, newspapers or magazines cannot be returned. We also do not accept products that are intimate or sanitary goods, hazardous materials, or flammable liquids or gases.

Additional non-returnable items:

  • Gift cards
  • Downloadable software products
  • Some health and personal care items

To complete your return, we require a tracking number, which shows the items which you already returned to us.
There are certain situations where only partial refunds are granted (if applicable)

  • Book with obvious signs of use
  • CD, DVD, VHS tape, software, video game, cassette tape, or vinyl record that has been opened
  • Any item not in its original condition, is damaged or missing parts for reasons not due to our error
  • Any item that is returned more than 30 days after delivery

Items returned to us as a result of our error will receive a full refund,some returns may be subject to a restocking fee of 7% of the total item price, please contact a customer care team member to see if your return is subject. Returns that arrived on time and were as described are subject to a restocking fee.

Items returned to us that were not the result of our error, including items returned to us due to an invalid or incomplete address, will be refunded the original item price less our standard restocking fees.

If the item is returned to us for any of the following reasons, a 15% restocking fee will be applied to your refund total and you will be asked to pay for return shipping:

  • Item(s) no longer needed or wanted.
  • Item(s) returned to us due to an invalid or incomplete address.
  • Item(s) returned to us that were not a result of our error.

You should expect to receive your refund within four weeks of giving your package to the return shipper, however, in many cases you will receive a refund more quickly. This time period includes the transit time for us to receive your return from the shipper (5 to 10 business days), the time it takes us to process your return once we receive it (3 to 5 business days), and the time it takes your bank to process our refund request (5 to 10 business days).

If you need to return an item, please Contact Us with your order number and details about the product you would like to return. We will respond quickly with instructions for how to return items from your order.


Shipping Cost


We'll pay the return shipping costs if the return is a result of our error (you received an incorrect or defective item, etc.). In other cases, you will be responsible for paying for your own shipping costs for returning your item. Shipping costs are non-refundable. If you receive a refund, the cost of return shipping will be deducted from your refund.

Depending on where you live, the time it may take for your exchanged product to reach you, may vary.

If you are shipping an item over $75, you should consider using a trackable shipping service or purchasing shipping insurance. We don’t guarantee that we will receive your returned item.

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